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	<title>Comments on: Blue Cross Blue Shield of FL</title>
	<link>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/</link>
	<description>Blog for the diabetics who use an insulin pump to control diabetes</description>
	<pubDate>Tue, 02 Dec 2008 02:50:38 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.2.1</generator>

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		<title>By: Raymond Melendez</title>
		<link>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24704</link>
		<author>Raymond Melendez</author>
		<pubDate>Sat, 17 Dec 2005 18:35:00 +0000</pubDate>
		<guid>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24704</guid>
		<description>As for the prosthetic device...it is not BCBS wide...at Anthem, last
year my pump was covered as DME. Fortunately with trade-in I didn't
have to pay anything out of pocket. Each individual BCBS company has
their own approach and policy.

Suzannaq</description>
		<content:encoded><![CDATA[<p>As for the prosthetic device&#8230;it is not BCBS wide&#8230;at Anthem, last<br />
year my pump was covered as DME. Fortunately with trade-in I didn&#8217;t<br />
have to pay anything out of pocket. Each individual BCBS company has<br />
their own approach and policy.</p>
<p>Suzannaq</p>
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		<title>By: Bert Gould</title>
		<link>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24702</link>
		<author>Bert Gould</author>
		<pubDate>Fri, 16 Dec 2005 17:44:00 +0000</pubDate>
		<guid>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24702</guid>
		<description>David,

One option is to go to the web site for Florida's Department of
Insurance. They should list the company's complaint ratio compared to
other insurance companies in the state. That's one resource I used when
researching Aetna in Indiana.

Good luck! Researching insurance coverage is a big job.

Connie

David wrote:

www. .com</description>
		<content:encoded><![CDATA[<p>David,</p>
<p>One option is to go to the web site for Florida&#8217;s Department of<br />
Insurance. They should list the company&#8217;s complaint ratio compared to<br />
other insurance companies in the state. That&#8217;s one resource I used when<br />
researching Aetna in Indiana.</p>
<p>Good luck! Researching insurance coverage is a big job.</p>
<p>Connie</p>
<p>David wrote:</p>
<p><a href="http://www." rel="nofollow">www.</a> .com</p>
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		<title>By: Aida Winnifred</title>
		<link>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24700</link>
		<author>Aida Winnifred</author>
		<pubDate>Thu, 15 Dec 2005 19:20:09 +0000</pubDate>
		<guid>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24700</guid>
		<description>I've found BCBS of VA and MA to be pretty good at covering things - though
the portion of policy that is invoked to cover pump supplies has changed
over time - My plan now covers the pump as a prosthetic device, rather than
DME - of course the % covered and max $'s per year are variable all over,
but it might be worth a call to BCBS of Fla to find out if the Prosthetic
device issue is company wide.

I can tell you that it has been rather difficult and time consuming to get
info out of an ins. co. w/o a &#34;member number&#34; so one way 'round that might
be to get in touch with your new employer's HR/Benefits administration staff
(provided they are large enough to have specialized staff.) or if the
benefits admin is outsourced you might could get in touch with that company
and have them figure it out for you.

Hope that helps.
&lt;!--more--&gt;

Regards,
John Peterson</description>
		<content:encoded><![CDATA[<p>I&#8217;ve found BCBS of VA and MA to be pretty good at covering things - though<br />
the portion of policy that is invoked to cover pump supplies has changed<br />
over time - My plan now covers the pump as a prosthetic device, rather than<br />
DME - of course the % covered and max $&#8217;s per year are variable all over,<br />
but it might be worth a call to BCBS of Fla to find out if the Prosthetic<br />
device issue is company wide.</p>
<p>I can tell you that it has been rather difficult and time consuming to get<br />
info out of an ins. co. w/o a &quot;member number&quot; so one way &#8217;round that might<br />
be to get in touch with your new employer&#8217;s HR/Benefits administration staff<br />
(provided they are large enough to have specialized staff.) or if the<br />
benefits admin is outsourced you might could get in touch with that company<br />
and have them figure it out for you.</p>
<p>Hope that helps.<br />
<!--more--></p>
<p>Regards,<br />
John Peterson</p>
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		<title>By: Xavier Roseanna</title>
		<link>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24697</link>
		<author>Xavier Roseanna</author>
		<pubDate>Wed, 14 Dec 2005 13:39:54 +0000</pubDate>
		<guid>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24697</guid>
		<description>There was a great site on the web that tells you about every insurance
company David, I have to look through my bookmarks. Hopefully I have it.</description>
		<content:encoded><![CDATA[<p>There was a great site on the web that tells you about every insurance<br />
company David, I have to look through my bookmarks. Hopefully I have it.</p>
]]></content:encoded>
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		<title>By: Nettie Wilcox</title>
		<link>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24696</link>
		<author>Nettie Wilcox</author>
		<pubDate>Wed, 14 Dec 2005 04:00:25 +0000</pubDate>
		<guid>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24696</guid>
		<description>Hi, Joan,
Yes, I know that is the best way, but since I won't have any info
from my employer on the Insurance, (i.e. plan, coverage, etc.) I was
just hoping to hear of any experience others have had with BCBS of
FL. Guess I'll just have to wait and see....

--- In Insulinpumpusers@y..., otherouts@a... wrote:
&#62; Hi David: best way to find out is to call BCBS of Florida and
speak to a
&#62; nurse in medical management. Get it straight from the horses'
mouth and in
&#62; writing too....Joan:))</description>
		<content:encoded><![CDATA[<p>Hi, Joan,<br />
Yes, I know that is the best way, but since I won&#8217;t have any info<br />
from my employer on the Insurance, (i.e. plan, coverage, etc.) I was<br />
just hoping to hear of any experience others have had with BCBS of<br />
FL. Guess I&#8217;ll just have to wait and see&#8230;.</p>
<p>&#8212; In <a href="mailto:Insulinpumpusers@y...">Insulinpumpusers@y&#8230;</a>, <a href="mailto:otherouts@a...">otherouts@a&#8230;</a> wrote:<br />
&gt; Hi David: best way to find out is to call BCBS of Florida and<br />
speak to a<br />
&gt; nurse in medical management. Get it straight from the horses&#8217;<br />
mouth and in<br />
&gt; writing too&#8230;.Joan:))</p>
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		<title>By: colin_140</title>
		<link>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24695</link>
		<author>colin_140</author>
		<pubDate>Tue, 13 Dec 2005 22:50:18 +0000</pubDate>
		<guid>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24695</guid>
		<description>Hi David: best way to find out is to call BCBS of Florida and speak to a
nurse in medical management. Get it straight from the horses' mouth and in
writing too....Joan:))</description>
		<content:encoded><![CDATA[<p>Hi David: best way to find out is to call BCBS of Florida and speak to a<br />
nurse in medical management. Get it straight from the horses&#8217; mouth and in<br />
writing too&#8230;.Joan:))</p>
]]></content:encoded>
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		<title>By: Raymond Melendez</title>
		<link>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24694</link>
		<author>Raymond Melendez</author>
		<pubDate>Tue, 13 Dec 2005 08:55:12 +0000</pubDate>
		<guid>http://www.diabetic.netslonguirado.com/2005/12/13/blue-cross-blue-shield-of-fl/#comment-24694</guid>
		<description>David,

I can't help you directly...but, I work for a subsidiary of Anthem
(the BCBS in Indiana, Kentucky, Ohio, etc...). When I wanted to
research BCBS before I was hired I found the BCBS web page and the
had a link to Anthem...which has information on each of their major
areas/programs. Unfortunately I am not at work today (out sick) so I
don't have access to that BCBS web page address. But try a search
and see if you can link through to the BCBS of FL. The local page
may/may not have any information, but if you can even get a phone
number, and know what plan you'll probably have you should be able to
get the information over the phone with a CSR.

Good luck!
SUzanna</description>
		<content:encoded><![CDATA[<p>David,</p>
<p>I can&#8217;t help you directly&#8230;but, I work for a subsidiary of Anthem<br />
(the BCBS in Indiana, Kentucky, Ohio, etc&#8230;). When I wanted to<br />
research BCBS before I was hired I found the BCBS web page and the<br />
had a link to Anthem&#8230;which has information on each of their major<br />
areas/programs. Unfortunately I am not at work today (out sick) so I<br />
don&#8217;t have access to that BCBS web page address. But try a search<br />
and see if you can link through to the BCBS of FL. The local page<br />
may/may not have any information, but if you can even get a phone<br />
number, and know what plan you&#8217;ll probably have you should be able to<br />
get the information over the phone with a CSR.</p>
<p>Good luck!<br />
SUzanna</p>
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